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Agency Jumbo Fixed Loan
(The 6187 Mortgage Loan Program)


Qualifying Scenario Examples*

	Scenario 1 * 660 FICO 75% LTV Full Doc Primary Residence 15 Year Fixed	Scenario 2* 660 FICO 60% LTV Full Doc Primary Residence 30 Year Fixed	Scenario 3* 720 FICO 80% LTV Full Doc Primary Residence 30 yr. Fixed – IO	Scenario 4* 720 FICO 90% LTV Full Doc Primary Residence 30 yr. Fixed

*Other scenarios may qualify.



	6187: General Guidelines
	Max LTV 90% (OO); 60% (2nd/N00)
	Max $729,750 loan amount - 1 unit, or
	HUD county limit, whichever is lower.
	660 Min FICO®
	Full Documentation
	OO/2nd/NOO
	View the entire Product Guideline

Value Points!

	Loan Choices™ with Predictive Analytics
	Instant E-Mail Notifications of Loan Status
	100% Electronic file submission
	On-line locks until midnight (PST)
	Personal Service
	Become Approved - Fill Out Form

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Legend
LTV=Loan to Value IO=Interest Only PUD=Planned Unit Development CLTV=Combined Loan to Value HUD=Housing & Urban Development	YSP=Yield Spread Premium PPP=Pre Payment Penalty AUS=Automated Underwriting System ARM=Adjustable Rate Mortgage LIBOR=London Interbank Offered Rate	OO=Owner Occupied NOO=Non Owner Occupied 2nd=2nd Home FICO® score=Fair Isaac Corporation score or Beacon® score

6187: General Guidelines

Max LTV 90% (OO); 60% (2nd/N00)

Max $729,750 loan amount - 1 unit, or

HUD county limit, whichever is lower.

660 Min FICO®

Full Documentation

OO/2nd/NOO

View the entire Product Guideline

Value Points!

  Loan Choices™ with Predictive Analytics

  Instant E-Mail Notifications of Loan Status

  100% Electronic file submission

  On-line locks until midnight (PST)

  Personal Service

  Become Approved - Fill Out Form


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Agency Jumbo Fixed Loan (The 6187 Mortgage Loan Program)

Agency Jumbo Fixed Loan
(The 6187 Mortgage Loan Program)