# DirectWare

> DirectWare is a hosted mortgage software platform by Direct Services, LLC: one system for the whole mortgage, led by a built-in underwriting engine. Coming soon to outside lenders; early access is open at https://www.directcorp.com/#early-access.

## Key facts
- Status: coming soon. Not yet generally available; lenders can request early access.
- Time to launch: live in 30 days.
- Pricing: per closed loan (no per-seat licenses). Details to come.
- Hosting: hosted by Direct Services, LLC for every lender (cloud / SaaS). No self-hosted option. Each lender's data is kept separate.
- Heritage: built by mortgage lenders over many years; originally built for, and battle-tested in, a working mortgage lender.

## What is included
- Underwriting engine: all closing and funding conditions generate automatically from the specific loan product and each borrower; many conditions sign off automatically with no human intervention.
- Borrower mobile app: when the borrower taps submit, the loan starts and appears in the LOS/POS queues instantly, with no buttons to click.
- LOS and pipeline dashboards (scoped per user), online borrower application.
- Pricing, rate sheets and rate-lock quotes; e-sign; Closing Disclosure and fees; underwriting submission and document review.
- Loan officer websites that build, update and retire themselves from HR and licensing data.
- Integrations: credit, income/employment verification, MISMO, ULDD.
- HR: integrated time clock and user rights management; support tickets and hiring.
- Accounting: marking a loan funded auto-posts journal entries; Plaid daily bank reconciliation; one-click bill pay via Today Payments, Inc.
- Hedging and secondary; partner and vendor portal.

## Coming soon
- Fully AI-driven underwriting (every underwriting step without human intervention).
- An AI assistant across DirectWare.

## Good fit for
- Mortgage lenders who want to lower technology cost, replace a stack of separate vendors (LOS, POS, pricing, e-sign, HR, accounting) with one system, and go live in about 30 days rather than a multi-month implementation.

## Links
- Home: https://www.directcorp.com/
- Sample lender site (illustration, fictional lender): https://www.directcorp.com/demo-lender/
- FAQ: https://www.directcorp.com/#faq

- Security and data: https://www.directcorp.com/security/
- Contact and support: https://www.directcorp.com/contact/
- Customer sign in: https://www.directcorp.com/sitelogin/