Assumptions

Lenders calculate rates using assumptions: basic loan details. For all rates shown, unless otherwise noted, we assumed:

• You’re buying or refinancing a single-family home that’s your primary residence.
• If refinancing, you’re not taking cash out.
• Closing costs will be paid up front, not rolled into the loan.
• Your debt-to-income ratio is less than 30%.
• Your credit score is over 720, or 740 for certain jumbo loan options.
• You’ll have an escrow account for payment of taxes and insurance.

Disclosures

• Listed rates are offered exclusively through Rocket Mortgage.
• Mortgage rates can change daily.
• Some loan options may not be available in all states.
• Some jumbo loan options may not be available to first-time home buyers.
• Lending services may not be available in all areas.
• Refinancing may cause finance charges to be higher over the life of the loan.
• Some restrictions may apply.
• The rate lock period is 45 days.
• One point equals one percent of your loan amount.
• The annual percentage rate, or APR, includes the interest rate plus fees and expenses associated with taking out a loan.