Wholesale Rates for Mortgage Professionals

To view our rates either login, or create a username.

Frequently Asked Questions

Rate Sheets? How do I sign up for rate sheets?

EXISTING Direct Mortgage user: Login here. Every existing loan officer automatically receives our daily rate sheets, until they unsubscribe by clicking the unsubscribe link in the daily email. An alternate way to stop or start receiving rate sheets – including adding areas for different states – use this click path:
Login DirectWare Landing Page click Create New Loans | Forms Menu Settings click Email Subscription Preferences.

NEW User to Direct Mortgage: Click here to Sign up. Every existing loan officer automatically receives our daily rate sheets, until they unsubscribe by clicking the unsubscribe link in the daily email. An alternate way to stop or start receiving rate sheets – including adding areas for different states – use this click path:
Login DirectWare Landing Page click Create New Loans | Forms Menu Settings click Email Subscription Preferences.

Compare Rate Scenarios. How do I run pricing scenarios?

EXISTING Direct Mortgage user: Login here. After login, click the Create New Loans | Forms Menu at the top of the landing page. Then select the “Price a Loan Scenario” option.

NEW User to Direct Mortgage: Click here to Sign up. After creating your login account, click the Create New Loans | Forms Menu at the top of the landing page. Then select the “Price a Loan Scenario” option.

Rate locks. How do I lock my loan?

EXISTING Direct Mortgage user: Login here. After login, click the Create New Loans | Forms Menu at the top of the landing page. Then select the “Price a Loan Scenario” option. You can select a specific Rate to lock using this form.

NEW User to Direct Mortgage: Click here to Sign up. After creating your login account, click the Create New Loans | Forms Menu at the top of the landing page. Then select the “Price a Loan Scenario” option. You can select a specific Rate to lock using this form.

Pricing. What are your rates and fees?

Direct Mortgage, Corp. Offers both a Lender “Fee In” and a Lender “Fee Out” option.

A “Fee In” option is where no lender fees are charged to the borrower directly, but the fees are included in the interest rate.

A “Fee Out” option charges fees to the borrower directly, which typically provides a lower interest rate. Because each loan program can have different fees, please use the “Price a Loan Scenario” option to view the specific “Fee Out” charges.

Loan products. What loan products does Direct Mortgage offer?

See our Loan Products page. This lists all of our active Loan Products.